The two insurance schemes –Jeevan Jyoti Bima Yojana and Suraksha Bima Yojana, announced by government in the budget are likely to be rolled-out in May or June 2015. These two insurance schemes are not government-subsidized programmes.
Pradhan Mantri Jeevan Jyoti Bima Yojana is a life insurance cover. Under this policy, an individual will be covered for Rs.2 lakhs for an annual premium of Rs.330.
Pradhan Mantri Suraksha Bima Yojana is a personal accident cover. Under this policy, an individual will be eligible for Rs.2 lakhs cover for accidental death and full disability and Rs.1 lakh for partial disability for an annual premium of Rs.12.
vinay mohanty
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